The dream of a perfectly designed apartment often begins long before you actually move in. Anyone who decides to move into Zurich District 7 for the first time or in a new building project in the canton of Vaud usually wants not just a new house, but a home that reflects their personal style. But the question of how much influence you can actually have on floor coverings, kitchen fronts or bathroom fittings depends largely on your legal status: Are you a buyer of a condominium or a future tenant of an investment property? In 2026, individualization in residential construction is a double-edged sword. While modern construction processes promise ever more flexibility, cost pressure and tight schedules of general contractors (JCs) often lead to tight limits. Efficiency here means knowing the “interfaces” in the construction process and knowing until what point in time changes are even technically and financially possible. This guide shows you how to strategically place your wishes, which pitfalls lie in the case of additional costs and why timing is everything when purchasing for the first time.
No matter what questions you have about real estate — Loft is here to answer them clearly, simply, and reliably.
Ask questions about a propertyWhether you can influence the interior design depends on when the contract is concluded. Buyers of condominium ownership can usually decide on floor coverings, kitchens and sanitary facilities up to the end of the shell (budget positions). For tenant, the impact of initial withdrawals is usually reduced to zero, as institutional investors (pension funds) prefer standardized expansion lines. There are only exceptions for very early rental contracts in certain “high-end” segments, where small adjustments such as the choice of wall color are possible at an additional cost.
When you buy a condominium “off plan”, you not only purchase a finished product, but also actively participate in the development process. The general contractor usually provides you with a so-called building description.
The purchase price includes standard amounts for the most important expansion elements. These positions form the basis for your negotiation:
For tenant, the situation with their first occupancy in 2026 usually looks sobering. Since most new construction projects in cities such as Zurich or Geneva are built by institutional investors, cost efficiency is paramount.
landlord prefer a “robust standard” that requires little maintenance over many years and remains attractive to the masses.
Each special request for a first time subscription triggers a cascade of administrative processes. This results in costs that go far beyond the pure material value.
If you make adjustments as a buyer, you will receive a “supplementary offer.” This includes:
In addition to personal taste, building standards (SIA standards) and deadlines play a decisive role. Anyone who misses the deadline to order the kitchen has to live with the standard.
A construction project is a logistical clock. There are fixed deadlines after which changes will no longer be accepted:
In regions such as Geneva or Vaud (Vaud), there are certainly opportunities for tenant to exert influence in the luxury segment. “Shell & Core” models are often offered here, in which the tenant (usually in the case of very long-term contracts or commercial mixed zones) can help shape the expansion for an additional rental fee. However, this requires expert-level tenant due diligence so as not to allow future service charges to rise uncontrollably.
Influencing the interior design when you first move into it is a question of status and timing. While buyers have the opportunity to complete their dream home, tenant usually have to rely on the landlord's selection.
In summary, it can be stated that if you want to design, you have to buy early. The earlier you start the project process, the sooner you can implement floor plan changes. Do not rely on verbal promises from the seller, but have any special request fixed in writing. Use the data power of modern portals such as heyloft.ch to find projects at a stage where your handwriting still has room. With the right preparation, your perfect match — individual and modern — is within reach.
No matter what questions you have about real estate — Loft is here to answer them clearly, simply, and reliably.
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